Know if
you’re getting
ahead.
Five numbers. Two minutes a month. No bank logins, no receipts, no categories. One honest line that answers the only question that matters.
Budgeting apps track every coffee. Then you stop opening them.
Gen tracks five things, because five is what a human working memory actually holds. Not forty categories. Five numbers you could recite in an elevator.
What comes in, what's committed, what's owed, what's saved. Ten minutes, once, guided.
Once a month the app asks: still right? Correct what moved, confirm, done. Two minutes. Most months, nothing moved.
Net position, month after month. One line that tells you more than a thousand categorised transactions ever did.
Built for the month you actually live in.
Your current flow, carried forward honestly: debt-free by when, savings targets funded by when, net position a year out. No interest guesses, no fantasy returns.
Paid on the 25th? Your month runs 25th to 24th, and the days-to-payday count with it. Money that has to last until payday shouldn't look spent on the 1st.
Every number you enter exports as one clean file, and the delete button destroys everything, no questions. Both work whether you subscribe or not.
Seven calculators, free, no signup.
Each one answers a single money question with your own numbers and shows its working. They are free whether you ever subscribe or not.
Costs less than the subscriptions it catches.
Every plan starts with 14 free days. Cancel before they end and your card is never charged. Prices include VAT. Works in any browser, add it to your home screen and it behaves like an app, because it is one.
Asked before, answered straight.
Does Gen Finance connect to my bank?
No, and it never will. Gen is a budget app without bank linking: you type in five numbers yourself. No open-banking logins, no transaction scraping, nothing that can leak. Your bank password is none of our business.
How is this different from YNAB or Mint-style apps?
Those apps track every transaction and make you categorise your life. Gen is the opposite: five numbers (salary, bills, subscriptions, debt, savings), checked once a month in about two minutes. If you abandoned a budgeting app before, this is the alternative built for you.
What are the five numbers?
What comes in (salary), what's committed (bills and subscriptions), what's owed (debt), and what's growing (savings). Together they give your net position, one line that tells you whether you're actually getting ahead.
Do I need to install anything?
No. Gen Finance runs in the browser on any phone or computer. Add it to your home screen and it behaves like a native app, because it is one.
How much does it cost?
€8 a month or €80 a year, VAT included, after a 14-day free trial. Cancel during the trial and your card is never charged. No free tier, no ads, no selling your data, the subscription is the whole business model.
Is my financial data private?
Yes. Only the numbers you type exist, stored under EU GDPR rules with no third-party trackers and no analytics on your data. Export everything as one file or delete your account, including every number, at any time.