How much of your pay does rent take?
Rent, net pay, one ratio. Under 30% is the rule of thumb lenders and landlords use; over 40% is what Eurostat calls housing cost overburden. Tap a city to see what the average tenant there is up against.
City figures: one-bedroom in the centre against the average net salary, Numbeo, September 2026. Crowd data, treat as a guide. Any currency works, the share is a ratio.
Rent takes 43% of your pay.
Over 40%. Eurostat calls this housing cost overburden.
To get under 30% you'd need about 3,167 net, or rent of 660.
The ratio is currency-free, so it works for a Prague salary in koruna or a Dublin one in euros. It is also the honest way to compare two job offers in two cities: the salary that looks bigger is often the one that leaves less after rent.
Common questions
Should I use gross or net pay?
Net. Rent is paid from what lands in your account, and the 30% and 40% lines are defined against take-home income.
Where do the city figures come from?
Numbeo, September 2026: average one-bedroom rent in the city centre against the average net salary reported there. It is crowd-sourced data with a few hundred entries per city, good for orientation, not for a contract.